Team Lead, KYC Due Diligence

Job title: Team Lead, KYC Due Diligence

Company:


Job description: Tranglo is seeking a highly motivated and experienced KYC Due Diligence Team Lead to oversee the end-to-end onboarding and ongoing due diligence of licensed remittance partners globally, including financial institutions (FIs) and non-financial institutions (non-FIs). The successful candidate will be responsible for ensuring all prospective partners are properly licensed and legally permitted to operate or offer cross-border remittance services in their respective jurisdictions. This role requires strong AML/CFT expertise, leadership capabilities, and operational excellence in partner risk assessment and onboarding. Key Responsibilities Partner Onboarding & Due Diligence Lead and manage the full lifecycle of remittance partner onboarding, including initial risk assessment, KYC documentation review, sanction screening, beneficial ownership verification, and onboarding approval. Verify and validate that all prospective remittance partners possess the appropriate licenses or authorizations to operate or provide cross-border payment/remittance services in their jurisdiction. Maintain a risk-based approach to onboarding, factoring in partner type, licensing framework, operational model, and jurisdictional AML/CFT risks. Conduct detailed analysis on partner structure, ownership transparency, control persons, and third-party dependencies (e.g., BIN sponsors, licensed agents). Oversee scheduled periodic reviews and risk re-assessments of active remittance partners based on licensing status, business activities, and risk classification. Ensure continuous monitoring of adverse media, license revocation/expiration, ownership changes, or regulatory enforcement actions. Implement enhanced due diligence (EDD) protocols for high-risk jurisdictions or partners with complex business models. Supervise, guide, and develop a team of KYC analysts to meet performance and compliance objectives. Establish team KPIs around quality, SLA adherence, and risk control effectiveness. Lead team hiring, capacity planning, resource allocation, and performance reviews. Maintain and regularly update KYC SOPs, onboarding checklists, and due diligence templates to ensure global regulatory alignment. Collaborate with IT, Risk, and Product teams to enhance workflow automation and decisioning tools. Drive continuous process improvements to improve turnaround time, eliminate inefficiencies, and reduce false positives. Stakeholder Engagement & Governance Coordinate with internal stakeholders (Business, Legal, Risk, Operations) to support smooth and compliant partner onboarding. Represent the KYC function in internal and external audits, regulatory reviews, and senior management reporting. Provide input on new business initiatives and product development to ensure compliance with licensing and regulatory expectations. Training & Culture Develop and conduct training on global licensing frameworks and KYC due diligence for remittance partners. Foster a culture of compliance, risk ownership, and operational excellence throughout the organization. Qualifications & Requirements Bachelor’s degree in Finance, Business, Law, or related field. 5+ years of experience in AML/CFT compliance, KYC due diligence, or corporate onboarding within the fintech, payments, banking, or MSB industry. Strong understanding of licensing and regulatory regimes governing remittance/cross-border payments across multiple jurisdictions (e.g., MSBA, PSA, MTL, MTO frameworks). Familiarity with international AML standards (FATF, Wolfsberg) and risk-based due diligence principles. Professional certification (CAMS, ICA, or equivalent) is highly desirable. Strong analytical and investigative skills with a global regulatory awareness. Ability to interpret licensing documents, regulatory frameworks, and foreign legal structures. Excellent communication and stakeholder management skills. High attention to detail, with a structured and systematic approach to risk analysis. Leadership and coaching capabilities to guide team performance and development. Ability to thrive under pressure and manage multiple onboarding projects in parallel. Location: Bangsar South, Kuala Lumpur Malaysian Show more Show less

Expected salary:

Location: Kuala Lumpur

Job date: Mon, 11 Aug 2025 22:07:23 GMT

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