Manager – Commercial Real Estate Credit Risk

Job title: Manager – Commercial Real Estate Credit Risk

Company: ING


Job description: ING, Australia’s most recommended bank is seeking a Manager – Commercial Real Estate to join our 2nd Line Credit Risk function to be one of our leading Subject Matter Experts supporting the growing Business Banking division.This key role supports the middle market commercial property finance portfolio, conducting transactional credit assessment for new / existing customers of up to AUD 90m. Everything from green lighting proposals, risk ratings, annual reviews and credit modifications. You will also be responsible for credit policy design and implementation as well as monitoring and reporting of risk appetite tolerances across the portfolio, in addition to proactive engagement on Watch List and Restructuring / Recovery matters.2025 will be a huge year of growth for ING Business Banking and this is a key role in supporting a high performing, experienced team.Ready to make an impact?What you’ll do

• Transactional credit assessment for new / existing clients up to AUD 90m in the CPF portfolio, including Green Light proposals, Risk Ratings, Annual Reviews, Credit Modifications, applications for new monies / increases / renewals
• Managing the Watch List and Restructuring & Recovery activities for underperforming and non-performing clients as required.
• Credit policy and underwriting guideline implementation including relevant changes in ING Group policy settings.
• Supporting the loan loss provisioning and risk cost reporting process for the CPF portfolio
• Supporting the implementation of new rating system and credit risk models for the Commercial Real Estate businesses (which includes CPF)
• Setting, monitoring and reporting of Risk Appetite tolerances and triggers across the Business Lending portfolios, including all portfolio reporting to Credit Risk Committee and Board Risk Committee / Board of Directors.

What we’re looking for

• 5+ years in an Institutional Credit Risk function or 1st line commercial real estate function
• High level of comfort with APRA prudential standards pertaining to the capital regime, and credit risk models for regulatory and loan loss provisioning outputs
• Tertiary qualifications in the areas of finance, commerce, business, legal or mathematics
• Awareness and ability to act on legislation or regulatory changes and requirements
• Ability to act as managerial advisor on professional and technical issues with a view to reaching strategic decisions
• Strong written and verbal communication skills at all levels
• An ability to work effectively with senior executives

What’s in it for you?

• Drop everything and learn with over 16,000 professional and personal development courses to choose from
• Discounted ING Health Insurance
• An additional Rest Day to support your wellbeing

About UsAt ING, we want to make life simpler and more worthwhile – for everyone who banks with us, for the people who work with us, and the community at large, too.When you come to work at ING, you’re joining a team where individuality isn’t just accepted, it’s encouraged. We’ve built a culture that’s fun, friendly and supportive – it’s the kind of place where you can be yourself and make the most of whatever you have to offer.We give people the freedom to think differently, take ownership of their work, and make great things happen. We’re here to help you get ahead. And with our global network, there’s plenty of scope to take your career in new directions, perhaps even ones you’ve never considered.We are all about celebrating success and as a result we are proud to be a WGEA Employer of Choice for Gender Equality and a certified Family Inclusive workplace.Sound like the kind of place you’d feel at home? We’d love to hear from you.(One last thing, ING operates a direct talent sourcing model. So no agency introductions, please.)Need more?
Contact Mark Montgomery onApplications close Wednesday 19th March 2025Before you apply
Here at ING we consider employee development to be important and encourage existing employees to apply for suitable internal positions. It is expected that any employee applying for a vacant position would have been in their current role for a minimum of twelve (12) months before applying. This may be waived in special circumstances and after consultation with your managerING is Australia’s most recommended bank according to RFi XPRT Survey, February 2021 – July 2021 (n = 31,903) when compared to customers of 20 other banks operating in Australia.#LI-DNI

Expected salary:

Location: Sydney, NSW

Job date: Thu, 06 Mar 2025 04:38:39 GMT

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