Job description: About You:Responsible for evaluating and assessing the creditworthiness of potential clients or customers, ensuring that credit risks are managed effectively. This position helps the organization make informed decisions about extending credit while minimizing financial risk. By conducting thorough credit assessments, the Executive contributes to maintaining healthy business relationships and protecting the company’s financial interests.Your Day-to-Day
Analysing the financial information of potential clients to assess their creditworthiness, including reviewing financial statements, credit reports, and other related data.
Evaluating and making recommendations regarding credit limits, payment terms, and other credit conditions
Preparing detailed credit assessment reports for internal teams and management.
Monitoring and reviewing existing credit accounts, ensuring that credit limits and terms are appropriate and in line with the customer’s financial position.
Maintaining up-to-date knowledge of financial market trends, regulations, and changes in credit policies.
Working closely with the sales, collections, and finance teams to align credit decisions with overall business objectives.
Communicating with customers and clients to gather necessary information for credit evaluations.
Assisting in identifying and mitigating potential credit risks.
Business understanding
Knowledge of credit policies, financial regulations, and industry best practices.
Ability to assess the financial health of businesses and individuals applying for credit.
Your Know-How
Managing and overseeing the credit assessment process for new and existing clients.
Ensuring that credit assessments align with company policies and financial risk management strategies
Providing ongoing support to sales and Collections teams regarding credit-related queries.
Protecting the company from financial losses due to credit defaults by ensuring accurate and timely credit assessments.
Expected salary:
Location: Kelana Jaya, Selangor
Job date: Thu, 17 Apr 2025 02:44:26 GMT
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