Credit Risk AVP

Job title: Credit Risk AVP

Company: MUFG


Job description: About MUFG Global Service (MGS)MUFG Bank, Ltd. is Japan’s premier bank, with a global network spanning in more than 40 markets. Outside of Japan, the bank offers an extensive scope of commercial and investment banking products and services to businesses, governments, and individuals worldwide. MUFG Bank’s parent, Mitsubishi UFJ Financial Group, Inc. (MUFG) is one of the world’s leading financial groups. Headquartered in Tokyo and with over 360 years of history, the Group has about 120,000 employees and offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing.The Group aims to be the world’s most trusted financial group through close collaboration among our operating companies and flexibly respond to all the financial needs of our customers, serving society, and fostering shared and sustainable growth for a better world. MUFG’s shares trade on the Tokyo, Nagoya, and New York stock exchanges.For more informatJob DescriptionAbout Us:MUFG Bank, Ltd. is Japans premier bank, with a global network spanning in more than 40 markets. Outside of Japan, the bank offers an extensive scope of commercial and investment banking products and services to businesses, governments, and individuals worldwide. MUFG Banks parent, Mitsubishi UFJ Financial Group, Inc. (MUFG) is one of the worlds leading financial groups. Headquartered in Tokyo and with over 360 years of history, the Group has about 120,000 employees and offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing. The Group aims to be the worlds most trusted financial group through close collaboration among our operating companies and flexibly respond to all the financial needs of our customers, serving society, and fostering shared and sustainable growth for a better world. MUFGs shares trade on the Tokyo, Nagoya, and New York stock exchanges.MUFG Global Service Private Limited:Established in 2020, MUFG Global Service Private Limited (MGS) is 100% subsidiary of MUFG having offices in Bengaluru and Mumbai. MGS India has been set up as a Global Capability Centre / Centre of Excellence to provide support services across various functions such as IT, KYC/ AML, Credit, Operations etc. to MUFG Bank offices globally. MGS India has plans to significantly ramp-up its growth over the next 18-24 months while servicing MUFGs global network across Americas, EMEA and Asia PacificAbout the RolePosition Title: AVP Credit Risk Reporting.Corporate Title: Assistant Vice PresidentReporting to: Vice President/DirectorLocation: BengaluruJob ProfilePosition detailsWe are seeking a highly experienced and strategic leader to join as AVP Credit Risk Reporting, responsible for overseeing a critical offshore team supporting the Banks global risk reporting and data integrity functions. This individual will lead the design, development, and delivery of credit risk reporting and play a pivotal role in data governance, incident management, and ensuring the accuracy and reliability of information used by the Chief Risk Officer, Chief Credit Officer, and U.S. Risk Committees.This role requires deep experience in credit risk reporting within large global banks, a proven ability to build and train high-performing teams, and excellent cross-cultural and communication skills to translate complex technical risk information into clear, actionable insights for non-technical senior executives.. Roles and ResponsibilitiesLeadership & Team Development

• Lead and develop a team of senior analysts offshore, responsible for end-to-end credit risk reporting and data integrity.
• Own onboarding, coaching, and upskilling efforts to ensure the team is equipped to manage complex regulatory and management reporting tasks.
• Act as a local ambassador for the Banks risk culture, providing detailed knowledge and training to ensure the offshore team aligns with global standards.

Credit Risk Reporting & Governance

• Oversee the timely production of high-impact credit risk reports for senior governance forums including the Credit Risk Committee, Americas Risk Committee, and U.S. Risk Committee.
• Lead the team in explaining credit risk drivers and portfolio changes, combining analytical rigor with effective storytelling.

Stakeholder Engagement & Cross-Cultural Communication

• Serve as a key interface between offshore analysts and global stakeholders, ensuring mutual understanding and effective delivery.
• Translate technical risk terminology and data models into plain language for senior leaders and non-technical audiences.
• Summarize global leadership messaging and synthesize updates for local implementation, while also escalating critical details from offshore to onshore leadership.

Data Governance & Incident Control

• Implement and oversee adherence to the Data Management Incident Control Framework (DMICF) for all credit risk reports and data flows.
• Monitor data quality issues and initiate remediation and escalation processes where needed, ensuring transparency and risk mitigation.
• Ensure all reporting outputs comply with BCBS 239 and internal data governance standards.

Daily Operations & Collaboration

• Oversee day-to-day operations, manage workload planning, and ensure deliverables are met with excellence under time constraints.
• Stay informed on industry trends, automation technologies, and AI applications in risk reporting to enhance future capabilities.

Qualifications:

• 12+ years of experience in Financial Services with at least 8+ years in credit risk reporting or analytics, specifically within large global banking institutions.
• Proven leadership track record in building, developing, and managing offshore risk or reporting teams.
• Strong understanding of banking products, credit portfolios, regulatory requirements, and risk management frameworks.
• Expertise in data visualization and reporting tools such as Tableau and enterprise data platforms.
• Working knowledge of Data Management Incident Control Framework (DMICF) or similar frameworks for data quality and governance.
• Strong interpersonal and cross-cultural communication skills; ability to build trust and rapport across geographies and functions.
• Exceptional verbal and written communication skills skilled at translating complex data into executive summaries, and explaining technical concepts to non-technical stakeholders.
• Highly organized, proactive, and able to prioritize in a fast-paced, deadline-driven environment.

Equal Opportunity Employer:
The MUFG Group is committed to providing equal employment opportunities to all applicants and employees and does not discriminate on the basis of race, colour, national origin, physical appearance, religion, gender expression, gender identity, sex, age, ancestry, marital status, disability, medical condition, sexual orientation, genetic information, or any other protected status of an individual or that individual’s associates or relatives, or any other classification protected by the applicable laws.

Expected salary:

Location: Bangalore, Karnataka

Job date: Sun, 18 May 2025 07:09:13 GMT

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