Credit Portfolio Risk Analyst- 1 year contract

Job title: Credit Portfolio Risk Analyst- 1 year contract

Company: Robertson & Company


Job description: Title:
Credit Portfolio Risk Analyst- 6 month contractLocation:
Toronto, ONThe Client:
Our client is a prestigious bank with global reach and strong regional roots. Renowned for innovative financial solutions, they excel in corporate, retail, and institutional banking while advancing sustainability and digital transformation. By fostering long-term client relationships and prioritizing ethical practices, they remain a trusted partner for businesses and individuals worldwide.What you will achieve in this role:

• Prepare and review credit applications and risk assessments, with a focus on corporate lending, project finance, and global credit exposures.
• Analyze borrower financials, conduct ratio analysis, and evaluate liquidity, leverage, and risk mitigation strategies.
• Support periodic portfolio reviews and ongoing monitoring of borrower performance, including tracking key metrics and credit triggers.
• Translate complex financial data into meaningful insights for internal stakeholders and risk committees.
• Participate in credit grading, stress testing, and peer comparison to ensure consistency and accuracy across credit files.
• Liaise with internal teams across global credit departments to support cross-border compliance and regulatory coordination.
• Contribute to sector-agnostic credit analysis across diverse industries such as project finance, energy, and corporate.
• Assist with data research using tools like Bloomberg and S&P Cap IQ, and collaborate on internal reporting and documentation standards.
• Engage with relationship managers and credit officers to clarify requirements and ensure timely processing of credit materials.

What you must bring to this role:

• Must have a university degree in Finance, Economics, Commerce, or Business; a Master’s degree. Professional designation such as CFA or FRM is considered an asset.
• Must have at least 8 years of experience in corporate or commercial banking, including at least 3 years specializing in credit analysis of corporate loans or credit portfolio risk.
• Must have strong financial statement analysis skills, with the ability to assess borrower creditworthiness, evaluate loan structures, and interpret key financial ratios and repayment capacity.
• Must demonstrate a solid understanding of loan adjudication, credit policies, and portfolio-level monitoring within a commercial lending environment.
• Requires working knowledge of Canadian and U.S. regulatory frameworks related to credit risk, including loan structuring and risk governance.
• Must be proficient in tools such as Bloomberg, S&P Capital IQ, Excel, and internal loan/credit systems used for underwriting and risk reporting.
• Must bring strong organizational and communication skills, with the ability to collaborate effectively across departments in a fast-paced, team-oriented environment.

Only those who are qualified will be contacted.

Expected salary:

Location: Toronto, ON

Job date: Sun, 18 May 2025 02:09:53 GMT

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