Credit Analyst – Underwriting

Job title: Credit Analyst – Underwriting

Company: MoneyMe


Job description: Acknowledgement of Country:MONEYME acknowledges Aboriginal and Torres Strait Islander peoples as the first people and Traditional Custodians of the land and waterways throughout Australia. We recognise their continued connection to culture, community and Country, and pay our respects to Elders past and present.About MONEYME:MONEYME is a founder-led digital lender and ™. We challenge the traditional ways of credit and simplify the borrowing experience with digital-first experiences that meet the needs of modern consumers. We offer a range of fast, flexible, and competitively priced products that span our customers’ credit lifecycle, including personal loans, credit cards, and car loans. We deliver unrivalled customer experiences powered by smart technology, speed and efficiency.We are for ambitious Australians that expect more from life and the companies they engage with. We uphold a strong ethos of sustainability and hold ourselves accountable to the high standards of the B Corp movement. Our culture is energetic and driven, and we continually challenge the status quo… we’re nothing like your traditional finance institution. We have recently been certified as a B Corp and a We’re proud to have built a culture where people feel heard, cared for, and empowered to push boundaries. We wouldn’t be able to continually improve and grow as a company without our diverse and exceptional team.What we are looking for:We are currently hiring for 2 newly created permanent positions to be part of our operations team in our Hunter Street, Newcastle office. You’ll be working as part of a team of Credit Analysts to assess credit applications for our personal loan and credit card products.Responsibilities for this position include:

• Manage the day-to-day business operations in customer support and underwriting
• Review and assess a broad range of complex credit applications
• Prepare, undertake and produce credit submissions
• Gather information and data required for credit submissions
• Ensure a smooth credit submission process
• Assess and approve credit submissions
• Conduct credit reviews
• Gathering information on all applicants
• Monitoring and improving customer communication, messages and channels
• Ensure MoneyMe maintains compliance with all legislation requirements

To be successful in this role you must have the following:

• Relevant Tertiary qualifications (degree preferred)
• Outstanding communication skills – Both Written and Verbal
• Ability to work autonomously, own and complete projects as well as multi-task
• Have a positive, inclusive and collaborative approach to work
• Passionate about providing outstanding customer service
• Ability to go above and beyond to help MONEYME clients and customers
• Have the confidence to challenge and strive for continual improvement
• Relationship builder with the ability to initiate and drive conversations
• Strong time management and organisational skills

At MoneyMe, we value:

• Strong teamwork skills, with the ability to collaborate within and across teams and functions.
• Ability to think creatively and problem solve when faced with new challenges.
• Ability to work independently & self-motivated.
• Strong time management skills with the ability to deliver quality work in an efficient manner.
• Ability to adapt to evolving priorities and deadlines and manage multiple projects at one time.

What’s in it for you:At MONEYME we believe in rewarding hard work. When the business is winning, so are you and we’re always investing in our employees to lead new projects and develop people’s careers. We have quarterly awards, events, bonuses and more.Some of our perks and benefits we offer to our employees are:

• Up to 5 additional days of bonus leave per calendar year after 12 months of service for eligible employees.
• 3 days paid community service and volunteering leave per year.
• 12 weeks of employer-paid parental leave and two weeks employer-paid leave for secondary carer.
• Quarterly champion awards and reward trips.
• Mental health and wellbeing initiatives, health checks, skin cancer checks, free vaccination, etc.
• Team social events, massages in the office, free coffee and much more.

MONEYME Limited is an equal opportunity employer and we value diversity, equity, and inclusion. We are committed to creating a diverse and inclusive workplace and encourage applicants from all backgrounds to apply. We believe that the unique contribution of our employees is a key driver of our success. We stand together – our diversity and inclusion give us an edge.

Expected salary:

Location: Newcastle, NSW

Job date: Wed, 15 Jan 2025 23:16:37 GMT

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