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Working with us means believing in the future; in the great people who are shaping it together every day and in the wide-ranging career paths it opens up. #believeinyourselfCorporate Risk Manager (all genders)Location: ViennaWorking Hours: Full-timeOccupation Area: Risk managementCompany: Erste Group Bank AGBenefitsSuccess through diversity
Health Center
Good transport connection
WeShare – Employee Share Program
Trust-based working hoursErste Group was founded in 1819 as the first Austrian savings bank and today it is one of the largest banking groups in Central and Eastern Europe (CEE). As an attractive employer, Erste Group offers interesting career opportunities in an international environment.The Team Corporate Underwriting & Analysis is part of the Corporate Risk Management Division of Erste Group Bank AG (Holding) and consits of a fair mix of underwriters and business analysts. It deals with corporate risk matters of Austrian and International Corporate Clients with strong focus on CEE. The core competence consists in analysing, recommending and/or taking credit decisions for large corporate as well as SME customers. In selected cases underwriters are supported by the business analysts with in-depth analysis, peer group comparisons and forecasting.Your Tasks
Assessment of the credit worthiness of large national and international corporates and SMEs in Austria and CEE, including the forward looking assessment of the respective business model, repayment capability and liquidity (thereby dealing with loans, export-, trading-, project- and leveraged acquisition financings)
Deciding on loan applications either within your discretionary approval authority or preparing a clear recommendation to the final decision maker
Responsible for a dedicated portfolio of corporate client groups with focus on a specific industry
Defining of risk strategies on clients and the covered industry
Participating in client meetings
Cooperation with different departments and CEE subsidiaries within Erste Group
Contribution to various Group and Department projects alongside the credit process
Your Background
Graduate in business administration or law
Solid experience in Corporate Banking (Account Manager/Risk Manager/Credit Analysis/Corporate Finance) with min. 3 years of activity in these areas
Familiar with lending products and legal basics
Strong analytical, writing and presentation skills in German and English to present complex issues concisely
Flexibility and resilience to perform in a fast-paced environment
Readiness to cooperate with colleagues of other departments/ CEE subsidiaries in a multi-cultural environment
Willingness to travel (occasionally)
Open-minded, result- and target-oriented
Very good language skills in German and English are a pre-condition
Our Offer
Great opportunity to work in a challenging and international environment within a high-qualified team which has a track record in providing critical insights into the credit risk profile of Corporate Clients so as to support the bank’s credit decision making process
We support your professional and personal development
Discover and enjoy the benefits of Erste Group
The minimum wage for this full-time position in accordance with the collective agreement with complete fulfillment of the functional profile is EUR 43.554,– gross per year. But this is just a formality – we would be happy to talk about your actual salary in person!
We offer our employees the opportunity to divide their hours between working from home and at the office.
We consider the diversity of our employees as key to innovation and success. As employer we are proud to offer everyone equal chances, irrespective of age, skin colour, religious belief, gender, sexual orientation or origin.
ContactStefan LockerApply online
Expected salary:
Location: Wien
Job date: Fri, 07 Feb 2025 23:24:05 GMT
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