ALM Deposit Forecast Analyst

Job title: ALM Deposit Forecast Analyst

Company: U.S. Bank


Job description: At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.Job DescriptionU.S. Bank’s Corporate Treasury department is hiring. We’re looking for a skilled Financial Analyst to join the Asset Liability Management (ALM) Forecast Team. In this role, you’ll be responsible for providing senior management with accurate, timely and comprehensive reporting and forecasts of the balance sheet, net interest income (NII), and funds transfer pricing (FTP). ALM is also responsible for managing the asset and liability positions of the bank, primarily through the measurement and monitoring of interest rate risk, to help inform and develop balance sheet strategies.Role Responsibilities:Coordinate with business finance partners and model development to create a Deposits balance sheet and income forecast that incorporates macroeconomic drivers, historical behavior, and line of business strategyProduce daily, weekly, monthly deposit reporting for executive leadershipPerform analysis around Deposits and FTP (both projected and actual) to understand performance drivers by line of business and product, and communicate balance sheet and income impacts across relevant stakeholdersDevelop business partner relationships with other associates across the ALM team, Corporate Treasury, business finance teams, and line of business stakeholdersLeverage Deposit model outputs to support critical use cases such as interest rate risk, capital management and stress testing, funds transfer pricing, and liquidity riskActively seek to understand how changes in the regulatory and/or macroeconomic environment may impact Deposit and FTP driversHelp inform and support strategies to drive financial results within the company’s risk appetiteBasic Qualifications
– Bachelor’s degree, or equivalent work experience
– Typically two or more years of related experiencePreferred Skills/Experience
– Working knowledge of financial analysis techniques and general accounting procedures
– Well-developed mathematical and analytical skills
– Basic knowledge in financial analysis, forecasting, and planning
– Ability to identify and resolve exceptions and to analyze data
– Strong technical skills related to data mining and visualization tools– Experience in any of the following: Corporate Treasury, forecasting, financial analysis, FTP, stress testing/CCAR, financial modeling, interest rate analytics, data analytics– Technical skills: Excel (Advanced), SQL, Data Visualization Tools (Power BI/Tableau)The role offers a hybrid/flexible schedule, which means there’s an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our .Benefits:Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That’s why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):Healthcare (medical, dental, vision)Basic term and optional term life insuranceShort-term and long-term disabilityPregnancy disability and parental leave401(k) and employer-funded retirement planPaid vacation (from two to five weeks depending on salary grade and tenure)Up to 11 paid holiday opportunitiesAdoption assistanceSick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by lawEEO is the LawU.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal EEO poster.E-VerifyU.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the .The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $75,820.00 – $89,200.00 – $98,120.00U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.Job postings typically remain open for approximately 20 days of the posting date listed above, however the job posting may be closed earlier should it be determined the position is no longer required due to business need. Job postings in areas with a high volume of applicants, such as customer service, contact center, and Financial Crimes investigations, remain open for approximately 5 days of the posting listed date.

Expected salary: $75820 – 98120 per year

Location: Charlotte, NC

Job date: Thu, 13 Mar 2025 06:20:02 GMT

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